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Violation Tracker Summary for Mega-Scandal
Mega-Scandal: Predatory Lending
Description: This list shows cases in which companies paid $25 million or more in penalties related to unfair and abusive lending practices.
Penalty Total since 2000: $5,554,114,119
Number of Penalty Records: 17
Note: The totals here are adjusted to account for the fact that each current parent's entries may include both agency records and settlement announcements for the same case; or else a penalty covering multiple locations may be listed in the individual records for each of the facilities. They are also adjusted to reflect cases in which federal and state or local agencies cooperated and issued separate announcements of the outcome. Duplicate or overlapping penalty amounts are marked with an asterisk in the individual records list below.
| Top 10 Current Parent Companies | Total Penalty $ | Number of Records |
| Banco Santander | $550,000,000 | 1 |
| Citigroup | $540,000,000 | 2 |
| Atlanticus Holdings | $230,400,000 | 2 |
| Wells Fargo | $85,000,000 | 1 |
| CashCall Inc. | $42,000,000 | 1 |
Individual Penalty Records:
Click on the company or penalty amount for more information on each case. Click on the current parent name to reach the summary page for that parent company.
| Company | Current Parent | Current Parent Industry | Primary Offense Type | Year | Agency | Penalty Amount  |
| Lexington Law and CreditRepair.com | | | consumer protection violation | 2023 | CFPB | $2,700,000,000 |
| Santander Consumer USA Inc. | Banco Santander | financial services | consumer protection violation | 2020 | MULTI-AG | $550,000,000 |
| Sequoia Capital et al. | | | consumer protection violation | 2021 | private lawsuit-federal | $433,050,000 |
| Plain Green LLC et al. | | | consumer protection violation | 2019 | private lawsuit-federal | $395,903,000 |
| Ameriquest Mortgage | Citigroup | financial services | consumer protection violation | 2006 | MULTI-AG | $325,000,000 |
| Citigroup Inc. | Citigroup | financial services | consumer protection violation | 2002 | FTC | $215,000,000 |
| Morgan Drexen, Inc. | | | consumer protection violation | 2016 | CFPB | $172,882,488 |
| American Web Loan Inc. | | | consumer protection violation | 2021 | private lawsuit-federal | $141,000,000 |
| CompuCredit Corporation | Atlanticus Holdings | financial services | banking violation | 2008 | FDIC | $116,400,000 |
| CompuCredit Corporation | Atlanticus Holdings | financial services | consumer protection violation | 2008 | FTC | $114,000,000 |
| Colfax Capital Corporation and Culver Capital, LLC, also collectively known as Rome Finance | | | consumer protection violation | 2014 | CFPB | $92,000,000 |
| Colfax Capital Corporation and Culver Capital, LLC, also collectively known as Rome Finance | | | consumer protection violation | 2014 | MULTI-AG | (*)Penalty amounts marked by an asterisk are ones announced by more than one agency. Parent penalty totals are adjusted to avoid double-counting. $92,000,000 |
| Wells Fargo & Company | Wells Fargo | financial services | banking violation | 2011 | FED | $85,000,000 |
| Richmond Capital Group et al. | | | consumer protection violation | 2024 | NY-AG | $77,298,631 |
| TCV V LP et al. | | | consumer protection violation | 2021 | private lawsuit-federal | $50,050,000 |
| Elevate Credit Inc. et al. | | | consumer protection violation | 2022 | private lawsuit-federal | $44,530,000 |
| Western Sky Financial, LLC, CashCall, Inc. | CashCall Inc. | financial services | consumer protection violation | 2017 | GA-AG | $42,000,000 |
