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Violation Tracker Individual Record

Company: Integrity Acceptance Corp et al.
Penalty: $290,676
Year: 2023
Date: March 20, 2023
Offense Group: consumer-protection-related offenses
Primary Offense: consumer protection violation
Violation Description: Integrity Acceptance Corp. and related entities provided personal loans to consumers to finance taxes and down payments associated with vehicle purchases. One company lacked the required license from DFI to originate and service such personal loans and also committed other violations of Indiana law, including contracting for charges in excess of the maximum allowable rate, misrepresenting finance charges and failing to disclose prepaid finance charges. As part of the settlement, the various Integrity Acceptance entities will forgive consumer loans totaling $223,685, pay consumer restitution in the amount of $33,991, and pay civil penalties and costs to the State of Indiana in the amount of $33,000.
Level of Government: state
Action Type: agency action
Agency: Indiana Attorney General
Civil or Criminal Case: civil
Facility State: Indiana
Source of Data: (click here)
Source Notes: If an online information source is not working, check the Violation Tracker Data Sources page for an updated link.
Current parent company note: Parent-subsidiary relationship is current as of the most recent revision listed in the Update Log.